business blog
PERSONALIZED
GROUP HEALTH
BENEFIT PLANS
Choosing healthcare options for your business doesn’t have to be complicated. At McKenzie Group Insurance, we work with you to create personalized health plans that align with your budget, support your goals, and provide meaningful benefits for your employees. We work with all the major insurance carriers to create tailored solutions to optimize coverage and budget.
INSURANCE GROUP PLAN
OPTIONS
Choosing the right insurance plan for your group is essential for both financial stability and employee satisfaction. With costs on the rise, understanding the differences between self-funded and level-funded insurance options can be a game changer. Each type of plan has unique advantages and pitfalls that can impact your organization’s culture and bottom line.
SELF-FUNDED INSURANCE PLANS
Self-funded insurance plans let employers pay for their employees’ health care costs directly instead of depending on a traditional insurance policy. This arrangement can lead to more flexibility and significant cost savings.
LEVEL-FUNDED INSURANCE PLANS
Level-funded insurance plans blend aspects of fully insured and self-funded plans. Employers pay a fixed monthly amount that covers expected claims, administrative costs, and stop-loss insurance.
Types of Coverage Available for Employees
MEDICAL INSURANCE
Accidents and illnesses can happen to anyone at any time. Medical/Health Insurance plans cover preventive care and a portion of urgent medical costs. The policy type determines how much the policyholder pays through copays, deductibles, and coinsurance, depending on the plan’s details, rules, and regulations.
VISION INSURANCE
Vision insurance helps offset the cost of routine eye exams and vision correction items like eyeglasses that may be prescribed by physicians or eye-care specialists. It is generally considered supplemental insurance, meaning it is purchased in addition to standard medical insurance.
DENTAL INSURANCE
Dental insurance is essential for maintaining healthy teeth and gums. Coverage typically helps pay for three types of dental care: preventive, basic, and major services.
Partners
INSURANCE
SOLUTIONS
that meet your needs
Welcome to McKenzie Group Insurance, we’re a team of health, life, and group insurance brokers who work with all the major carriers (yep, the big names you know and trust).
That means we can shop the market for you, compare options side by side, and cut through the noise so you actually understand what you’re getting.
Whether you’re looking for affordable health insurance, Medicare, Whole or term life insurance coverage, or smart group benefits for your business, we’ve got you covered.
Keep it simple, keep it clear, and keep it tailored to you. No jargon. No pressure. Just straight talk, honest guidance, and plans that actually fit your life. At McKenzie Group Insurance, we believe insurance doesn’t have to be complicated – it should feel like working with a team that knows the industry inside and out, and genuinely has your back. So if you’re tired of searching and second-guessing, Let’s talk. We’ll make sure you walk away with confidence (and coverage you can count on).
WHO ARE THE
EXPERTS
At McKenzie Group Insurance, we understand insurance can be confusing and insurance companies want to keep it that way to minimize their risk and costs. Our commitment to you is to “translate” those benefits, show you the pros and cons of each plan coverage based on your health needs. Your health is personal so your plans need to fit you rather than the other way around!
Whether you’re looking for a ordable health insurance, Medicare, Whole or term life insurance coverage, or smart group benefits for your business, we’ve got you covered.
So if you’re tired of searching and second-guessing, Let’s talk.
We’ll make sure you walk away with confidence (and coverage you can count on)
Whether you’re looking for a ordable health insurance, Medicare, Whole or term life insurance coverage, or smart group benefits for your business, we’ve got you covered.
So if you’re tired of searching and second-guessing, Let’s talk.
We’ll make sure you walk away with confidence (and coverage you can count on)
