Clarity. Confidence. Coverage that is for YOU.
Turning 65 can feel overwhelming — Medicare rules, plan options, and deadlines can be confusing, especially when trying to figure out what’s best for you or a loved one. From understanding the basics of how Medicare works to choosing the right coverage for your health and budget, having clear guidance can make all the difference.
What types of Medicare Coverage is available
Medicare Part A Hospital Insurance
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B Medical Insurance
Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
Medicare Part C Medicare Advantage Plan
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.
If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.
Medicare Part D Prescription Insurance
Part D adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare.
Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
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New to Medicare
Be automatically enrolled in Medicare Parts A and B effective the month you turn 65 if you receive Social Security retirement benefits.
Sign up for Medicare by calling the Social Security Administration at 800-772-1213 or visiting the SSA website if you do not receive Social Security benefits.
Sign up for Part A and / or Part B starting three months before the month in which you turn 65 on the Social Security website.
Apply for Original Medicare (Part A and Part B) three months before you turn 65 if you are not receiving your Social Security benefits.
Select your Medicare plan during the initial enrollment period, which runs from three months before your 65th birth month until three months after your birth month. You have a total of seven months to sign up.
We can make Medicare simple!
For more information about different coverage plans in your area
INSURANCE
SOLUTIONS
that meet your needs
Welcome to McKenzie Group Insurance, we’re a team of health, life, and group insurance brokers who work with all the major carriers (yep, the big names you know and trust).
That means we can shop the market for you, compare options side by side, and cut through the noise so you actually understand what you’re getting.
Whether you’re looking for affordable health insurance, Medicare, Whole or term life insurance coverage, or smart group benefits for your business, we’ve got you covered.
Keep it simple, keep it clear, and keep it tailored to you. No jargon. No pressure. Just straight talk, honest guidance, and plans that actually fit your life. At McKenzie Group Insurance, we believe insurance doesn’t have to be complicated – it should feel like working with a team that knows the industry inside and out, and genuinely has your back. So if you’re tired of searching and second-guessing, Let’s talk. We’ll make sure you walk away with confidence (and coverage you can count on).
WHO ARE THE
EXPERTS
Whether you’re looking for aordable health insurance, Medicare, Whole or term life insurance coverage, or smart group benefits for your business, we’ve got you covered.
So if you’re tired of searching and second-guessing, Let’s talk.
We’ll make sure you walk away with confidence (and coverage you can count on)

